Sanitas in the canton of Obwalden — 2026 premiums
Sanitas covers the 7 municipalities of the canton of Obwalden. Its lowest adult premium there is CHF 418.20 a month, with a 300-franc deductible and accident cover included.
Where it stands
Sanitas ranks 4 out of 26 active insurers in the canton of Obwalden, cheapest to dearest.
The cantonal average across all insurers is CHF 446.09 a month.
What switching would save you
Moving from Sanitas to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 424.80 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Obwalden
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 0 | 7 | Alpnach, Engelberg, Giswil, Kerns | CHF 418.20 |
The models offered by Sanitas
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Family doctor — Hausarztmodell 1 | CHF 418.20 |
| Other model — TelMed (Compact One) | CHF 432.70 |
| HMO practice — MultiAccess | CHF 437.50 |
| Free choice of doctor — Grundversicherung | CHF 480.70 |
The other insurers in the canton of Obwalden
26 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 382.80 | View |
| Atupri Assurance de la santé SA | CHF 413.40 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 414.90 | View |
| SWICA Assurance-maladie SA | CHF 420.70 | View |
| Visana AG | CHF 421.20 | View |
| EGK Grundversicherungen AG | CHF 425.50 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 427.20 | View |
| Helsana Assurances SA | CHF 429.20 | View |
| Vivao Sympany SA | CHF 431.70 | View |
| Aquilana Versicherungen | CHF 432.50 | View |
| CSS Assurance-maladie SA | CHF 434.00 | View |
| Sumiswalder Krankenkasse | CHF 439.20 | View |
| Mutuel Assurance | CHF 442.10 | View |
| sana24 AG | CHF 444.70 | View |
| Galenos AG | CHF 445.40 | View |
| Philos Assurance | CHF 445.40 | View |
| Krankenkasse Luzerner Hinterland | CHF 452.25 | View |
| KPT Caisse-maladie SA | CHF 459.70 | View |
| Genossenschaft Krankenkasse Steffisburg | CHF 462.00 | View |
| Assura-Basis SA | CHF 470.70 | View |
| rhenusana | CHF 482.00 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 487.30 | View |
| Einsiedler Krankenkasse | CHF 503.20 | View |
| Avenir Assurance | CHF 505.10 | View |
| vita surselva | CHF 508.00 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.