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SWICA or Assura-Basis in Region 2 of canton Schaffhausen?

In Region 2, Assura-Basis is CHF 212.40 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 452.60 a month, SWICA to CHF 470.30. The gap is CHF 212.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to Assura-Basis is worth CHF 225.60 more a year. Agrisano

Where they stand in the region

SWICA ranks 8 and Assura-Basis ranks 3, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAAssura-BasisGap
300CHF 553.20CHF 514.30+ 38.90
500CHF 541.60CHF 502.70+ 38.90
1'000CHF 512.40CHF 473.50+ 38.90
1'500CHF 483.20CHF 444.30+ 38.90
2'000CHF 454.10CHF 415.20+ 38.90
2'500CHF 424.90CHF 386.00+ 38.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAAssura-Basis
Family doctorCHF 470.30CHF 452.60
HMO practiceCHF 473.00—
Other modelCHF 520.10—
Free choice of doctorCHF 553.20CHF 514.30

How they moved in this region

Against 2025, SWICA moves by + 7.8 % and Assura-Basis by − 0.1 % in this region.

SWICA, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.