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SWICA or Assura-Basis in Region 1 of canton Zurich?

In Region 1, Assura-Basis is CHF 370.80 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 522.80 a month, SWICA to CHF 553.70. The gap is CHF 370.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to Assura-Basis is worth CHF 61.20 more a year. Atupri

Where they stand in the region

SWICA ranks 12 and Assura-Basis ranks 2, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAAssura-BasisGap
300CHF 653.30CHF 629.80+ 23.50
500CHF 641.70CHF 618.20+ 23.50
1'000CHF 612.50CHF 589.00+ 23.50
1'500CHF 583.30CHF 559.80+ 23.50
2'000CHF 554.20CHF 530.70+ 23.50
2'500CHF 525.00CHF 501.50+ 23.50

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAAssura-Basis
Family doctorCHF 553.70CHF 522.80
HMO practiceCHF 553.70—
Other modelCHF 589.70—
Free choice of doctorCHF 653.30CHF 629.80

How they moved in this region

Against 2025, SWICA moves by + 5.0 % and Assura-Basis by + 4.9 % in this region.

SWICA, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.