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SWICA or Atupri in Region 1 of canton Zurich?

In Region 1, Atupri is CHF 432.00 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 517.70 a month, SWICA to CHF 553.70. The gap is CHF 432.00 a year, 300-franc deductible, accident cover included.

What the question hides

Atupri is also the cheapest insurer in the region, out of 27 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

SWICA ranks 12 and Atupri ranks 1, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAAtupriGap
300CHF 653.30CHF 623.70+ 29.60
500CHF 641.70CHF 612.10+ 29.60
1'000CHF 612.50CHF 582.90+ 29.60
1'500CHF 583.30CHF 553.70+ 29.60
2'000CHF 554.20CHF 524.60+ 29.60
2'500CHF 525.00CHF 495.40+ 29.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAAtupri
Family doctorCHF 553.70CHF 555.10
HMO practiceCHF 553.70CHF 517.70
Other modelCHF 589.70CHF 543.90
Free choice of doctorCHF 653.30CHF 623.70

How they moved in this region

Against 2025, SWICA moves by + 5.0 % and Atupri by + 4.3 % in this region.

SWICA, Atupri, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.