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SWICA or EGK in Region 1 of canton Zurich?

In Region 1, SWICA is CHF 211.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 553.70 a month, EGK to CHF 571.30. The gap is CHF 211.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to SWICA is worth CHF 432.00 more a year. Atupri

Where they stand in the region

SWICA ranks 12 and EGK ranks 16, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSWICAEGKGap
300CHF 653.30CHF 627.70+ 25.60
500CHF 641.70CHF 616.10+ 25.60
1'000CHF 612.50CHF 586.90+ 25.60
1'500CHF 583.30CHF 557.70+ 25.60
2'000CHF 554.20CHF 528.60+ 25.60
2'500CHF 525.00CHF 499.40+ 25.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSWICAEGK
Family doctorCHF 553.70CHF 571.30
HMO practiceCHF 553.70—
Other modelCHF 589.70CHF 571.90
Free choice of doctorCHF 653.30CHF 627.70

How they moved in this region

Against 2025, SWICA moves by + 5.0 % and EGK by + 3.9 % in this region.

SWICA, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.