SWICA or Visana in Region 1 of canton Bern?
In Region 1, Visana is CHF 511.20 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 540.10 a month, SWICA to CHF 582.70. The gap is CHF 511.20 a year, 300-franc deductible, accident cover included.
What the question hides
Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
SWICA ranks 10 and Visana ranks 1, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | Visana | Gap |
|---|---|---|---|
| 300 | CHF 693.60 | CHF 665.10 | + 28.50 |
| 500 | CHF 682.00 | CHF 658.40 | + 23.60 |
| 1'000 | CHF 652.80 | CHF 624.30 | + 28.50 |
| 1'500 | CHF 623.60 | CHF 595.10 | + 28.50 |
| 2'000 | CHF 594.50 | CHF 565.90 | + 28.60 |
| 2'500 | CHF 565.30 | CHF 536.80 | + 28.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | Visana |
|---|---|---|
| HMO practice | CHF 582.70 | CHF 540.10 |
| Family doctor | CHF 593.10 | CHF 597.30 |
| Other model | CHF 622.60 | CHF 556.10 |
| Free choice of doctor | CHF 693.60 | CHF 665.10 |
How they moved in this region
Against 2025, SWICA moves by + 3.1 % and Visana by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.