Visana or Atupri in Region 3 of canton Bern?
In Region 3, Visana is CHF 542.40 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 465.50 a month, Atupri to CHF 510.70. The gap is CHF 542.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 447.50 a month. Moving there rather than to Visana is worth CHF 216.00 more a year. Agrisano
Where they stand in the region
Visana ranks 2 and Atupri ranks 21, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 542.50 | CHF 583.60 | − 41.10 |
| 500 | CHF 535.80 | CHF 572.00 | − 36.20 |
| 1'000 | CHF 501.70 | CHF 542.80 | − 41.10 |
| 1'500 | CHF 472.50 | CHF 513.60 | − 41.10 |
| 2'000 | CHF 443.30 | CHF 484.50 | − 41.20 |
| 2'500 | CHF 414.20 | CHF 455.30 | − 41.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Atupri |
|---|---|---|
| HMO practice | CHF 465.50 | CHF 513.60 |
| Other model | CHF 473.70 | CHF 510.70 |
| Family doctor | CHF 487.20 | CHF 525.20 |
| Free choice of doctor | CHF 542.50 | CHF 583.60 |
How they moved in this region
Against 2025, Visana moves by + 3.0 % and Atupri by + 6.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.