Agrisano — Region 3 of canton Bern, 2026 premiums
Agrisano covers the 107 municipalities of Region 3 in canton Bern. Its lowest adult premium here is CHF 320.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Agrisano is the cheapest insurer in Region 3, out of 26 active insurers.
The regional average across insurers is CHF 501.58 a month.
What staying costs
Agrisano is already the cheapest in Region 3: no insurer here does better on the same profile.
The full Agrisano table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 520.40 | CHF 478.80 | CHF 447.50 |
| 500 | CHF 508.70 | CHF 468.00 | CHF 437.50 |
| 1'000 | CHF 479.60 | CHF 441.20 | CHF 412.50 |
| 1'500 | CHF 450.40 | CHF 414.40 | CHF 387.30 |
| 2'000 | CHF 421.20 | CHF 387.50 | CHF 362.20 |
| 2'500 | CHF 392.10 | CHF 360.70 | CHF 337.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 379.90 | CHF 349.50 | CHF 326.70 |
| 500 | CHF 368.20 | CHF 338.70 | CHF 316.70 |
| 1'000 | CHF 339.10 | CHF 312.00 | CHF 291.60 |
| 1'500 | CHF 309.90 | CHF 285.10 | CHF 266.50 |
| 2'000 | CHF 280.70 | CHF 258.20 | CHF 241.40 |
| 2'500 | CHF 251.60 | CHF 231.50 | CHF 216.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 0 | CHF 52.10 | CHF 47.90 | CHF 44.80 |
| 200 | CHF 44.80 | CHF 41.20 | CHF 38.50 |
| 300 | CHF 38.00 | CHF 35.00 | CHF 32.70 |
| 400 | CHF 31.80 | CHF 29.30 | CHF 27.80 |
| 500 | CHF 30.70 | CHF 28.20 | CHF 27.70 |
| 600 | CHF 29.70 | CHF 27.70 | CHF 27.50 |
With or without accident cover
With accident cover: CHF 520.40 a month. Without: CHF 494.40. Dropping it saves CHF 312.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 421.30 in 2025 to CHF 320.30 — a rise of 6.2 %.
The 107 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Bern, not to the municipality.
Aarwangen · Adelboden · Aeschi bei Spiez · Affoltern im Emmental · Attiswil · Auswil · Bannwil · Beatenberg · Berken · Bettenhausen · Bleienbach · Boltigen · Brienz (BE) · Brienzwiler · Busswil bei Melchnau · Bönigen · Diemtigen · Därligen · Därstetten · Dürrenroth · Eggiwil · Eriswil · Erlenbach im Simmental · Farnern · Frutigen · Gondiswil · Graben · Grindelwald · Gsteig · Gsteigwiler · Guttannen · Gündlischwand · Habkern · Hasliberg · Heimenhausen · Herzogenbuchsee · Hofstetten bei Brienz · Huttwil · Inkwil · Innertkirchen · Interlaken · Iseltwald · Kandergrund · Kandersteg · Krattigen · Langenthal · Langnau im Emmental · Lauenen · Lauperswil · Lauterbrunnen · Leissigen · Lenk · Lotzwil · Lütschental · Lützelflüh · Madiswil · Matten bei Interlaken · Meiringen · Melchnau · Niederbipp · Niederried bei Interlaken · Niederönz · Oberbipp · Oberried am Brienzersee · Oberwil im Simmental · Ochlenberg · Oeschenbach · Reichenbach im Kandertal · Reisiswil · Ringgenberg (BE) · Roggwil (BE) · Rohrbach · Rohrbachgraben · Rumisberg · Röthenbach im Emmental · Rüderswil · Rüegsau · Rütschelen · Saanen · Saxeten · Schangnau · Schattenhalb · Schwanden bei Brienz · Schwarzhäusern · Seeberg · Signau · Spiez · St. Stephan · Stocken-Höfen · Sumiswald · Thunstetten · Thörigen · Trachselwald · Trub · Trubschachen · Unterseen · Ursenbach · Walliswil bei Niederbipp · Walliswil bei Wangen · Walterswil (BE) · Wangen an der Aare · Wiedlisbach · Wilderswil · Wimmis · Wynau · Wyssachen · Zweisimmen
The other insurers in Region 3
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 465.50 | View |
| ÖKK | CHF 477.00 | View |
| Sumiswalder | CHF 481.30 | View |
| Helsana | CHF 483.60 | View |
| SWICA | CHF 485.90 | View |
| sana24 | CHF 487.80 | View |
| KPT | CHF 488.10 | View |
| Aquilana | CHF 491.00 | View |
| EGK | CHF 491.10 | View |
| Sanitas | CHF 495.45 | View |
| CONCORDIA | CHF 495.60 | View |
| Luzerner Hinterland | CHF 496.85 | View |
| CSS | CHF 497.00 | View |
| sodalis | CHF 498.00 | View |
| SLKK | CHF 498.30 | View |
| Assura-Basis | CHF 502.30 | View |
| Steffisburg | CHF 506.60 | View |
| Galenos | CHF 507.20 | View |
| Avenir | CHF 509.60 | View |
| Atupri | CHF 510.70 | View |
| Vivao Sympany | CHF 513.10 | View |
| Mutuel | CHF 529.00 | View |
| Philos | CHF 536.20 | View |
| vita surselva | CHF 563.35 | View |
| rhenusana | CHF 583.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums.