Visana or Atupri in Region 3 of canton Grisons?
In Region 3, Visana is CHF 265.20 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 445.90 a month, Atupri to CHF 468.00. The gap is CHF 265.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is vita surselva, at CHF 404.70 a month. Moving there rather than to Visana is worth CHF 494.40 more a year. vita surselva
Where they stand in the region
Visana ranks 12 and Atupri ranks 21, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 530.70 | CHF 537.90 | − 7.20 |
| 500 | CHF 524.00 | CHF 526.30 | − 2.30 |
| 1'000 | CHF 489.90 | CHF 497.10 | − 7.20 |
| 1'500 | CHF 460.70 | CHF 467.90 | − 7.20 |
| 2'000 | CHF 431.50 | CHF 438.80 | − 7.30 |
| 2'500 | CHF 402.40 | CHF 409.60 | − 7.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Atupri |
|---|---|---|
| Family doctor | CHF 445.90 | CHF 468.00 |
| HMO practice | CHF 445.90 | — |
| Other model | CHF 451.20 | CHF 473.40 |
| Free choice of doctor | CHF 530.70 | CHF 537.90 |
How they moved in this region
Against 2025, Visana moves by + 2.8 % and Atupri by + 4.4 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.