Visana or Atupri in Region 2 of canton Lucerne?
In Region 2, Atupri is CHF 355.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 455.70 a month, Visana to CHF 485.30. The gap is CHF 355.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 425.70 a month. Moving there rather than to Atupri is worth CHF 360.00 more a year. Agrisano
Where they stand in the region
Visana ranks 21 and Atupri ranks 10, out of 25 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 561.00 | CHF 512.00 | + 49.00 |
| 500 | CHF 554.30 | CHF 500.40 | + 53.90 |
| 1'000 | CHF 520.20 | CHF 471.20 | + 49.00 |
| 1'500 | CHF 491.00 | CHF 442.00 | + 49.00 |
| 2'000 | CHF 461.80 | CHF 412.90 | + 48.90 |
| 2'500 | CHF 432.70 | CHF 383.70 | + 49.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Atupri |
|---|---|---|
| HMO practice | CHF 485.30 | CHF 458.20 |
| Family doctor | CHF 488.10 | CHF 468.50 |
| Other model | CHF 493.70 | CHF 455.70 |
| Free choice of doctor | CHF 561.00 | CHF 512.00 |
How they moved in this region
Against 2025, Visana moves by − 1.4 % and Atupri by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.