Visana or Atupri in Region 2 of canton St. Gallen?
In Region 2, Atupri is CHF 844.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 443.90 a month, Visana to CHF 514.30. The gap is CHF 844.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 419.60 a month. Moving there rather than to Atupri is worth CHF 291.60 more a year. Agrisano
Where they stand in the region
Visana ranks 23 and Atupri ranks 2, out of 25 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 605.70 | CHF 511.10 | + 94.60 |
| 500 | CHF 599.00 | CHF 499.50 | + 99.50 |
| 1'000 | CHF 564.90 | CHF 470.30 | + 94.60 |
| 1'500 | CHF 535.70 | CHF 441.10 | + 94.60 |
| 2'000 | CHF 506.50 | CHF 412.00 | + 94.50 |
| 2'500 | CHF 477.40 | CHF 382.80 | + 94.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Atupri |
|---|---|---|
| HMO practice | CHF 514.30 | CHF 443.90 |
| Other model | CHF 521.00 | CHF 445.20 |
| Family doctor | CHF 521.00 | CHF 470.20 |
| Free choice of doctor | CHF 605.70 | CHF 511.10 |
How they moved in this region
Against 2025, Visana moves by + 1.2 % and Atupri by + 4.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.