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Visana or CONCORDIA in Region 1 of canton Bern?

In Region 1, Visana is CHF 608.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 540.10 a month, CONCORDIA to CHF 590.80. The gap is CHF 608.40 a year, 300-franc deductible, accident cover included.

What the question hides

Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

Visana ranks 1 and CONCORDIA ranks 14, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleVisanaCONCORDIAGap
300CHF 665.10CHF 699.10− 34.00
500CHF 658.40CHF 687.50− 29.10
1'000CHF 624.30CHF 658.30− 34.00
1'500CHF 595.10CHF 629.10− 34.00
2'000CHF 565.90CHF 600.00− 34.10
2'500CHF 536.80CHF 570.80− 34.00

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelVisanaCONCORDIA
HMO practiceCHF 540.10CHF 590.80
Other modelCHF 556.10CHF 604.80
Family doctorCHF 597.30CHF 629.20
Free choice of doctorCHF 665.10CHF 699.10

How they moved in this region

Against 2025, Visana moves by + 3.9 % and CONCORDIA by + 9.3 % in this region.

Visana, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.