Visana or CONCORDIA in Region 1 of canton Zurich?
In Region 1, CONCORDIA is CHF 442.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 544.00 a month, Visana to CHF 580.90. The gap is CHF 442.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to CONCORDIA is worth CHF 315.60 more a year. Atupri
Where they stand in the region
Visana ranks 21 and CONCORDIA ranks 10, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 708.30 | CHF 636.20 | + 72.10 |
| 500 | CHF 701.60 | CHF 624.60 | + 77.00 |
| 1'000 | CHF 667.50 | CHF 595.40 | + 72.10 |
| 1'500 | CHF 638.30 | CHF 566.20 | + 72.10 |
| 2'000 | CHF 609.10 | CHF 537.10 | + 72.00 |
| 2'500 | CHF 580.00 | CHF 507.90 | + 72.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | CONCORDIA |
|---|---|---|
| HMO practice | CHF 580.90 | CHF 544.00 |
| Other model | CHF 623.40 | CHF 553.50 |
| Family doctor | CHF 623.40 | CHF 563.10 |
| Free choice of doctor | CHF 708.30 | CHF 636.20 |
How they moved in this region
Against 2025, Visana moves by + 3.7 % and CONCORDIA by + 7.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.