Visana or EGK in Region 2 of canton Bern?
In Region 2, Visana is CHF 217.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 493.60 a month, EGK to CHF 511.70. The gap is CHF 217.20 a year, 300-franc deductible, accident cover included.
What the question hides
Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Visana ranks 1 and EGK ranks 6, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | EGK | Gap |
|---|---|---|---|
| 300 | CHF 587.50 | CHF 620.60 | − 33.10 |
| 500 | CHF 580.80 | CHF 608.90 | − 28.10 |
| 1'000 | CHF 546.70 | CHF 579.80 | − 33.10 |
| 1'500 | CHF 517.50 | CHF 550.60 | − 33.10 |
| 2'000 | CHF 488.30 | CHF 521.40 | − 33.10 |
| 2'500 | CHF 459.20 | CHF 492.30 | − 33.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | EGK |
|---|---|---|
| HMO practice | CHF 493.60 | — |
| Other model | CHF 505.30 | CHF 511.70 |
| Family doctor | CHF 527.60 | CHF 558.60 |
| Free choice of doctor | CHF 587.50 | CHF 620.60 |
How they moved in this region
Against 2025, Visana moves by + 6.7 % and EGK by + 4.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.