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Visana or EGK in Region 2 of canton Bern?

In Region 2, Visana is CHF 217.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 493.60 a month, EGK to CHF 511.70. The gap is CHF 217.20 a year, 300-franc deductible, accident cover included.

What the question hides

Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

Visana ranks 1 and EGK ranks 6, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleVisanaEGKGap
300CHF 587.50CHF 620.60− 33.10
500CHF 580.80CHF 608.90− 28.10
1'000CHF 546.70CHF 579.80− 33.10
1'500CHF 517.50CHF 550.60− 33.10
2'000CHF 488.30CHF 521.40− 33.10
2'500CHF 459.20CHF 492.30− 33.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelVisanaEGK
HMO practiceCHF 493.60
Other modelCHF 505.30CHF 511.70
Family doctorCHF 527.60CHF 558.60
Free choice of doctorCHF 587.50CHF 620.60

How they moved in this region

Against 2025, Visana moves by + 6.7 % and EGK by + 4.7 % in this region.

Visana, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.