Visana or EGK?
Basic benefits are identical at Visana and EGK — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Visana is cheaper in 27 of 42 premium regions.
On average, Visana costs CHF 61 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Visana | EGK | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 494.00 | CHF 481.70 | +CHF 12.30 |
| Appenzell Innerrhoden | single | CHF 404.50 | CHF 426.30 | CHF -21.80 |
| Appenzell Ausserrhoden | single | CHF 472.40 | CHF 447.90 | +CHF 24.50 |
| Bern | 1 | CHF 540.10 | CHF 603.40 | CHF -63.30 |
| Bern | 2 | CHF 493.60 | CHF 511.70 | CHF -18.10 |
| Bern | 3 | CHF 465.50 | CHF 491.10 | CHF -25.60 |
| Basel-Landschaft | 1 | CHF 592.60 | CHF 638.60 | CHF -46.00 |
| Basel-Landschaft | 2 | CHF 525.50 | CHF 548.10 | CHF -22.60 |
| Basel-Stadt | single | CHF 630.40 | CHF 649.00 | CHF -18.60 |
| Fribourg | 1 | CHF 508.60 | CHF 540.30 | CHF -31.70 |
| Fribourg | 2 | CHF 465.20 | CHF 478.10 | CHF -12.90 |
| Geneva | single | CHF 688.40 | CHF 641.10 | +CHF 47.30 |
| Glarus | single | CHF 452.80 | CHF 482.30 | CHF -29.50 |
| Grisons | 1 | CHF 514.60 | CHF 548.10 | CHF -33.50 |
| Grisons | 2 | CHF 484.30 | CHF 514.80 | CHF -30.50 |
| Grisons | 3 | CHF 445.90 | CHF 467.90 | CHF -22.00 |
| Jura | single | CHF 552.30 | CHF 655.90 | CHF -103.60 |
| Lucerne | 1 | CHF 529.70 | CHF 491.60 | +CHF 38.10 |
| Lucerne | 2 | CHF 485.30 | CHF 451.20 | +CHF 34.10 |
| Lucerne | 3 | CHF 485.30 | CHF 445.80 | +CHF 39.50 |
| Neuchâtel | single | CHF 554.20 | CHF 623.00 | CHF -68.80 |
| Nidwalden | single | CHF 416.80 | CHF 419.60 | CHF -2.80 |
| Obwalden | single | CHF 421.20 | CHF 425.50 | CHF -4.30 |
| St. Gallen | 1 | CHF 541.30 | CHF 508.20 | +CHF 33.10 |
| St. Gallen | 2 | CHF 514.30 | CHF 457.80 | +CHF 56.50 |
| St. Gallen | 3 | CHF 505.00 | CHF 454.50 | +CHF 50.50 |
| Schaffhausen | 1 | CHF 500.80 | CHF 517.00 | CHF -16.20 |
| Schaffhausen | 2 | CHF 455.20 | CHF 486.80 | CHF -31.60 |
| Solothurn | single | CHF 493.00 | CHF 516.60 | CHF -23.60 |
| Schwyz | single | CHF 485.40 | CHF 448.60 | +CHF 36.80 |
| Thurgau | single | CHF 504.60 | CHF 468.00 | +CHF 36.60 |
| Ticino | 1 | CHF 683.80 | CHF 632.90 | +CHF 50.90 |
| Ticino | 2 | CHF 677.00 | CHF 584.90 | +CHF 92.10 |
| Uri | single | CHF 411.00 | CHF 425.20 | CHF -14.20 |
| Vaud | 1 | CHF 605.20 | CHF 626.40 | CHF -21.20 |
| Vaud | 2 | CHF 580.90 | CHF 554.30 | +CHF 26.60 |
| Valais | 1 | CHF 488.30 | CHF 530.40 | CHF -42.10 |
| Valais | 2 | CHF 456.60 | CHF 472.60 | CHF -16.00 |
| Zug | single | CHF 340.70 | CHF 395.80 | CHF -55.10 |
| Zurich | 1 | CHF 580.90 | CHF 571.30 | +CHF 9.60 |
| Zurich | 2 | CHF 495.50 | CHF 517.10 | CHF -21.60 |
| Zurich | 3 | CHF 462.70 | CHF 466.50 | CHF -3.80 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.