Visana or EGK in Region 2 of canton Grisons?

In Region 2, Visana is CHF 366.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 484.30 a month, EGK to CHF 514.80. The gap is CHF 366.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to Visana is worth CHF 795.60 more a year. Agrisano

Visana ranks 19 and EGK ranks 22, out of 24 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	EGK	Gap
300	CHF 576.50	CHF 584.90	− 8.40
500	CHF 569.80	CHF 573.30	− 3.50
1'000	CHF 535.70	CHF 544.10	− 8.40
1'500	CHF 506.50	CHF 514.90	− 8.40
2'000	CHF 477.30	CHF 485.80	− 8.50
2'500	CHF 448.20	CHF 456.60	− 8.40

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 2.8 % and EGK by + 3.1 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.