Visana or EGK in Region 2 of canton Ticino?
In Region 2, EGK is CHF 1'105.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 584.90 a month, Visana to CHF 677.00. The gap is CHF 1'105.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to EGK is worth CHF 550.80 more a year. Agrisano
Where they stand in the region
Visana ranks 19 and EGK ranks 10, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | EGK | Gap |
|---|---|---|---|
| 300 | CHF 769.30 | CHF 692.10 | + 77.20 |
| 500 | CHF 762.60 | CHF 680.50 | + 82.10 |
| 1'000 | CHF 728.50 | CHF 651.30 | + 77.20 |
| 1'500 | CHF 699.30 | CHF 622.10 | + 77.20 |
| 2'000 | CHF 670.10 | CHF 593.00 | + 77.10 |
| 2'500 | CHF 641.00 | CHF 563.80 | + 77.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | EGK |
|---|---|---|
| Other model | CHF 677.00 | CHF 584.90 |
| Family doctor | CHF 677.00 | CHF 591.80 |
| HMO practice | CHF 677.00 | — |
| Free choice of doctor | CHF 769.30 | CHF 692.10 |
How they moved in this region
Against 2025, Visana moves by + 7.0 % and EGK by + 5.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.