Visana or KPT in Region 1 of canton Basel-Landschaft?
In Region 1, KPT is CHF 279.60 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 569.30 a month, Visana to CHF 592.60. The gap is CHF 279.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to KPT is worth CHF 132.00 more a year. Sanitas
Where they stand in the region
Visana ranks 12 and KPT ranks 5, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | KPT | Gap |
|---|---|---|---|
| 300 | CHF 693.00 | CHF 679.60 | + 13.40 |
| 500 | CHF 686.30 | CHF 668.00 | + 18.30 |
| 1'000 | CHF 652.20 | CHF 638.80 | + 13.40 |
| 1'500 | CHF 623.00 | CHF 609.60 | + 13.40 |
| 2'000 | CHF 593.80 | — | — |
| 2'500 | CHF 564.70 | CHF 551.30 | + 13.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | KPT |
|---|---|---|
| HMO practice | CHF 592.60 | CHF 591.40 |
| Family doctor | CHF 609.90 | CHF 591.40 |
| Other model | CHF 616.80 | CHF 569.30 |
| Free choice of doctor | CHF 693.00 | CHF 679.60 |
How they moved in this region
Against 2025, Visana moves by + 5.8 % and KPT by + 0.4 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.