Visana or KPT?
Basic benefits are identical at Visana and KPT — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
KPT is cheaper in 23 of 42 premium regions.
On average, KPT costs CHF 147 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Visana | KPT | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 494.00 | CHF 488.40 | +CHF 5.60 |
| Appenzell Innerrhoden | single | CHF 404.50 | CHF 364.90 | +CHF 39.60 |
| Appenzell Ausserrhoden | single | CHF 472.40 | CHF 444.00 | +CHF 28.40 |
| Bern | 1 | CHF 540.10 | CHF 578.10 | CHF -38.00 |
| Bern | 2 | CHF 493.60 | CHF 520.10 | CHF -26.50 |
| Bern | 3 | CHF 465.50 | CHF 488.10 | CHF -22.60 |
| Basel-Landschaft | 1 | CHF 592.60 | CHF 569.30 | +CHF 23.30 |
| Basel-Landschaft | 2 | CHF 525.50 | CHF 531.30 | CHF -5.80 |
| Basel-Stadt | single | CHF 630.40 | CHF 607.10 | +CHF 23.30 |
| Fribourg | 1 | CHF 508.60 | CHF 516.60 | CHF -8.00 |
| Fribourg | 2 | CHF 465.20 | CHF 471.00 | CHF -5.80 |
| Geneva | single | CHF 688.40 | CHF 626.60 | +CHF 61.80 |
| Glarus | single | CHF 452.80 | CHF 447.40 | +CHF 5.40 |
| Grisons | 1 | CHF 514.60 | CHF 460.80 | +CHF 53.80 |
| Grisons | 2 | CHF 484.30 | CHF 447.90 | +CHF 36.40 |
| Grisons | 3 | CHF 445.90 | CHF 460.00 | CHF -14.10 |
| Jura | single | CHF 552.30 | CHF 583.30 | CHF -31.00 |
| Lucerne | 1 | CHF 529.70 | CHF 498.70 | +CHF 31.00 |
| Lucerne | 2 | CHF 485.30 | CHF 446.90 | +CHF 38.40 |
| Lucerne | 3 | CHF 485.30 | CHF 430.10 | +CHF 55.20 |
| Neuchâtel | single | CHF 554.20 | CHF 644.50 | CHF -90.30 |
| Nidwalden | single | CHF 416.80 | CHF 421.30 | CHF -4.50 |
| Obwalden | single | CHF 421.20 | CHF 459.70 | CHF -38.50 |
| St. Gallen | 1 | CHF 541.30 | CHF 487.30 | +CHF 54.00 |
| St. Gallen | 2 | CHF 514.30 | CHF 448.50 | +CHF 65.80 |
| St. Gallen | 3 | CHF 505.00 | CHF 431.80 | +CHF 73.20 |
| Schaffhausen | 1 | CHF 500.80 | CHF 503.60 | CHF -2.80 |
| Schaffhausen | 2 | CHF 455.20 | CHF 469.00 | CHF -13.80 |
| Solothurn | single | CHF 493.00 | CHF 525.60 | CHF -32.60 |
| Schwyz | single | CHF 485.40 | CHF 468.60 | +CHF 16.80 |
| Thurgau | single | CHF 504.60 | CHF 467.40 | +CHF 37.20 |
| Ticino | 1 | CHF 683.80 | CHF 613.30 | +CHF 70.50 |
| Ticino | 2 | CHF 677.00 | CHF 565.90 | +CHF 111.10 |
| Uri | single | CHF 411.00 | CHF 418.90 | CHF -7.90 |
| Vaud | 1 | CHF 605.20 | CHF 622.10 | CHF -16.90 |
| Vaud | 2 | CHF 580.90 | CHF 562.50 | +CHF 18.40 |
| Valais | 1 | CHF 488.30 | CHF 504.90 | CHF -16.60 |
| Valais | 2 | CHF 456.60 | CHF 443.80 | +CHF 12.80 |
| Zug | single | CHF 340.70 | CHF 346.50 | CHF -5.80 |
| Zurich | 1 | CHF 580.90 | CHF 543.80 | +CHF 37.10 |
| Zurich | 2 | CHF 495.50 | CHF 483.30 | +CHF 12.20 |
| Zurich | 3 | CHF 462.70 | CHF 476.80 | CHF -14.10 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.