Visana or KPT in Region 2 of canton Bern?

In Region 2, Visana is CHF 318.00 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 493.60 a month, KPT to CHF 520.10. The gap is CHF 318.00 a year, 300-franc deductible, accident cover included.

Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.

Visana ranks 1 and KPT ranks 11, out of 26 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	KPT	Gap
300	CHF 587.50	CHF 618.00	− 30.50
500	CHF 580.80	CHF 606.40	− 25.60
1'000	CHF 546.70	CHF 577.20	− 30.50
1'500	CHF 517.50	CHF 548.00	− 30.50
2'000	CHF 488.30	—	—
2'500	CHF 459.20	CHF 489.70	− 30.50

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 6.7 % and KPT by + 4.8 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.