Visana or KPT in Region 2 of canton Fribourg?

In Region 2, Visana is CHF 69.60 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 465.20 a month, KPT to CHF 471.00. The gap is CHF 69.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to Visana is worth CHF 182.40 more a year. Agrisano

Visana ranks 4 and KPT ranks 5, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	KPT	Gap
300	CHF 532.80	CHF 556.70	− 23.90
500	CHF 526.10	CHF 545.10	− 19.00
1'000	CHF 492.00	CHF 515.90	− 23.90
1'500	CHF 462.80	CHF 486.70	− 23.90
2'000	CHF 433.60	—	—
2'500	CHF 404.50	CHF 428.40	− 23.90

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 2.8 % and KPT by + 3.3 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.