Visana or KPT in Region 1 of canton Ticino?

In Region 1, KPT is CHF 846.00 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 613.30 a month, Visana to CHF 683.80. The gap is CHF 846.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to KPT is worth CHF 352.80 more a year. Agrisano

Visana ranks 18 and KPT ranks 4, out of 21 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	KPT	Gap
300	CHF 819.80	CHF 734.60	+ 85.20
500	CHF 813.10	CHF 723.00	+ 90.10
1'000	CHF 779.00	CHF 693.80	+ 85.20
1'500	CHF 749.80	CHF 664.60	+ 85.20
2'000	CHF 720.60	—	—
2'500	CHF 691.50	CHF 606.30	+ 85.20

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 7.0 % and KPT by + 7.8 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.