Visana or KPT in Region 2 of canton Ticino?
In Region 2, KPT is CHF 1'333.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 565.90 a month, Visana to CHF 677.00. The gap is CHF 1'333.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to KPT is worth CHF 322.80 more a year. Agrisano
Where they stand in the region
Visana ranks 19 and KPT ranks 4, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | KPT | Gap |
|---|---|---|---|
| 300 | CHF 769.30 | CHF 675.30 | + 94.00 |
| 500 | CHF 762.60 | CHF 663.70 | + 98.90 |
| 1'000 | CHF 728.50 | CHF 634.50 | + 94.00 |
| 1'500 | CHF 699.30 | CHF 605.30 | + 94.00 |
| 2'000 | CHF 670.10 | — | — |
| 2'500 | CHF 641.00 | CHF 547.00 | + 94.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | KPT |
|---|---|---|
| Other model | CHF 677.00 | CHF 565.90 |
| Family doctor | CHF 677.00 | CHF 593.30 |
| HMO practice | CHF 677.00 | CHF 593.30 |
| Free choice of doctor | CHF 769.30 | CHF 675.30 |
How they moved in this region
Against 2025, Visana moves by + 7.0 % and KPT by + 4.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.