Visana or KPT in Region 1 of canton Valais?
In Region 1, Visana is CHF 199.20 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 488.30 a month, KPT to CHF 504.90. The gap is CHF 199.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Visana is worth CHF 85.20 more a year. Atupri
Where they stand in the region
Visana ranks 3 and KPT ranks 14, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | KPT | Gap |
|---|---|---|---|
| 300 | CHF 643.20 | CHF 605.00 | + 38.20 |
| 500 | CHF 636.50 | CHF 593.40 | + 43.10 |
| 1'000 | CHF 602.40 | CHF 564.20 | + 38.20 |
| 1'500 | CHF 573.20 | CHF 535.00 | + 38.20 |
| 2'000 | CHF 544.00 | — | — |
| 2'500 | CHF 514.90 | CHF 476.70 | + 38.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | KPT |
|---|---|---|
| Other model | CHF 488.30 | CHF 509.70 |
| Family doctor | CHF 546.80 | CHF 504.90 |
| HMO practice | CHF 553.20 | — |
| Free choice of doctor | CHF 643.20 | CHF 605.00 |
How they moved in this region
Against 2025, Visana moves by + 2.0 % and KPT by + 4.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.