Visana or KPT in Region 2 of canton Valais?

In Region 2, KPT is CHF 153.60 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 443.80 a month, Visana to CHF 456.60. The gap is CHF 153.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to KPT is worth CHF 450.00 more a year. Agrisano

Visana ranks 18 and KPT ranks 9, out of 28 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	KPT	Gap
300	CHF 597.50	CHF 522.70	+ 74.80
500	CHF 590.80	CHF 511.10	+ 79.70
1'000	CHF 556.70	CHF 481.90	+ 74.80
1'500	CHF 527.50	CHF 452.70	+ 74.80
2'000	CHF 498.30	—	—
2'500	CHF 469.20	CHF 394.40	+ 74.80

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 2.0 % and KPT by + 4.2 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.