Visana or KPT in Region 1 of canton Vaud?

In Region 1, Visana is CHF 202.80 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 605.20 a month, KPT to CHF 622.10. The gap is CHF 202.80 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to Visana is worth CHF 421.20 more a year. Atupri

Visana ranks 14 and KPT ranks 16, out of 21 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	KPT	Gap
300	CHF 729.10	CHF 745.50	− 16.40
500	CHF 722.40	CHF 733.90	− 11.50
1'000	CHF 688.30	CHF 704.70	− 16.40
1'500	CHF 659.10	CHF 675.50	− 16.40
2'000	CHF 629.90	—	—
2'500	CHF 600.80	CHF 617.20	− 16.40

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 3.0 % and KPT by + 5.9 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.