Visana or Mutuel in Region 1 of canton Basel-Landschaft?
In Region 1, Mutuel is CHF 242.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 572.40 a month, Visana to CHF 592.60. The gap is CHF 242.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to Mutuel is worth CHF 169.20 more a year. Sanitas
Where they stand in the region
Visana ranks 12 and Mutuel ranks 9, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 693.00 | CHF 669.40 | + 23.60 |
| 500 | CHF 686.30 | CHF 657.90 | + 28.40 |
| 1'000 | CHF 652.20 | CHF 628.90 | + 23.30 |
| 1'500 | CHF 623.00 | CHF 599.40 | + 23.60 |
| 2'000 | CHF 593.80 | CHF 570.40 | + 23.40 |
| 2'500 | CHF 564.70 | CHF 541.40 | + 23.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Mutuel |
|---|---|---|
| HMO practice | CHF 592.60 | CHF 589.10 |
| Family doctor | CHF 609.90 | CHF 609.20 |
| Other model | CHF 616.80 | CHF 572.40 |
| Free choice of doctor | CHF 693.00 | CHF 669.40 |
How they moved in this region
Against 2025, Visana moves by + 5.8 % and Mutuel by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.