Visana or Mutuel?
Basic benefits are identical at Visana and Mutuel — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Visana is cheaper in 28 of 42 premium regions.
On average, Visana costs CHF 215 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Visana | Mutuel | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 494.00 | CHF 500.20 | CHF -6.20 |
| Appenzell Innerrhoden | single | CHF 404.50 | CHF 422.20 | CHF -17.70 |
| Appenzell Ausserrhoden | single | CHF 472.40 | CHF 558.50 | CHF -86.10 |
| Bern | 1 | CHF 540.10 | CHF 601.20 | CHF -61.10 |
| Bern | 2 | CHF 493.60 | CHF 553.10 | CHF -59.50 |
| Bern | 3 | CHF 465.50 | CHF 529.00 | CHF -63.50 |
| Basel-Landschaft | 1 | CHF 592.60 | CHF 572.40 | +CHF 20.20 |
| Basel-Landschaft | 2 | CHF 525.50 | CHF 538.00 | CHF -12.50 |
| Basel-Stadt | single | CHF 630.40 | CHF 593.60 | +CHF 36.80 |
| Fribourg | 1 | CHF 508.60 | CHF 542.10 | CHF -33.50 |
| Fribourg | 2 | CHF 465.20 | CHF 512.30 | CHF -47.10 |
| Geneva | single | CHF 688.40 | CHF 624.40 | +CHF 64.00 |
| Glarus | single | CHF 452.80 | CHF 476.50 | CHF -23.70 |
| Grisons | 1 | CHF 514.60 | CHF 479.50 | +CHF 35.10 |
| Grisons | 2 | CHF 484.30 | CHF 467.60 | +CHF 16.70 |
| Grisons | 3 | CHF 445.90 | CHF 455.60 | CHF -9.70 |
| Jura | single | CHF 552.30 | CHF 591.80 | CHF -39.50 |
| Lucerne | 1 | CHF 529.70 | CHF 560.60 | CHF -30.90 |
| Lucerne | 2 | CHF 485.30 | CHF 526.90 | CHF -41.60 |
| Lucerne | 3 | CHF 485.30 | CHF 521.30 | CHF -36.00 |
| Neuchâtel | single | CHF 554.20 | CHF 624.00 | CHF -69.80 |
| Nidwalden | single | CHF 416.80 | CHF 511.40 | CHF -94.60 |
| Obwalden | single | CHF 421.20 | CHF 442.10 | CHF -20.90 |
| St. Gallen | 1 | CHF 541.30 | CHF 527.60 | +CHF 13.70 |
| St. Gallen | 2 | CHF 514.30 | CHF 490.70 | +CHF 23.60 |
| St. Gallen | 3 | CHF 505.00 | CHF 464.30 | +CHF 40.70 |
| Schaffhausen | 1 | CHF 500.80 | CHF 555.20 | CHF -54.40 |
| Schaffhausen | 2 | CHF 455.20 | CHF 527.50 | CHF -72.30 |
| Solothurn | single | CHF 493.00 | CHF 509.40 | CHF -16.40 |
| Schwyz | single | CHF 485.40 | CHF 453.00 | +CHF 32.40 |
| Thurgau | single | CHF 504.60 | CHF 488.50 | +CHF 16.10 |
| Ticino | 1 | CHF 683.80 | CHF 683.60 | +CHF 0.20 |
| Ticino | 2 | CHF 677.00 | CHF 649.40 | +CHF 27.60 |
| Uri | single | CHF 411.00 | CHF 482.30 | CHF -71.30 |
| Vaud | 1 | CHF 605.20 | CHF 617.50 | CHF -12.30 |
| Vaud | 2 | CHF 580.90 | CHF 580.50 | +CHF 0.40 |
| Valais | 1 | CHF 488.30 | CHF 503.20 | CHF -14.90 |
| Valais | 2 | CHF 456.60 | CHF 478.10 | CHF -21.50 |
| Zug | single | CHF 340.70 | CHF 364.00 | CHF -23.30 |
| Zurich | 1 | CHF 580.90 | CHF 553.50 | +CHF 27.40 |
| Zurich | 2 | CHF 495.50 | CHF 531.30 | CHF -35.80 |
| Zurich | 3 | CHF 462.70 | CHF 492.60 | CHF -29.90 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.