Visana or Mutuel in Region 1 of canton Ticino?
In Region 1, Mutuel is CHF 2.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 683.60 a month, Visana to CHF 683.80. The gap is CHF 2.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to Mutuel is worth CHF 1'196.40 more a year. Agrisano
Where they stand in the region
Visana ranks 18 and Mutuel ranks 17, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 819.80 | CHF 772.40 | + 47.40 |
| 500 | CHF 813.10 | CHF 760.90 | + 52.20 |
| 1'000 | CHF 779.00 | CHF 731.90 | + 47.10 |
| 1'500 | CHF 749.80 | CHF 702.40 | + 47.40 |
| 2'000 | CHF 720.60 | CHF 673.40 | + 47.20 |
| 2'500 | CHF 691.50 | CHF 644.40 | + 47.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Mutuel |
|---|---|---|
| HMO practice | CHF 683.80 | — |
| Other model | CHF 721.50 | CHF 683.60 |
| Family doctor | CHF 721.50 | CHF 702.90 |
| Free choice of doctor | CHF 819.80 | CHF 772.40 |
How they moved in this region
Against 2025, Visana moves by + 7.0 % and Mutuel by + 3.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.