Visana or Mutuel in Region 2 of canton Ticino?
In Region 2, Mutuel is CHF 331.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 649.40 a month, Visana to CHF 677.00. The gap is CHF 331.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Mutuel is worth CHF 1'324.80 more a year. Agrisano
Where they stand in the region
Visana ranks 19 and Mutuel ranks 18, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 769.30 | CHF 733.80 | + 35.50 |
| 500 | CHF 762.60 | CHF 722.30 | + 40.30 |
| 1'000 | CHF 728.50 | CHF 693.30 | + 35.20 |
| 1'500 | CHF 699.30 | CHF 663.80 | + 35.50 |
| 2'000 | CHF 670.10 | CHF 634.80 | + 35.30 |
| 2'500 | CHF 641.00 | CHF 605.80 | + 35.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Mutuel |
|---|---|---|
| Other model | CHF 677.00 | CHF 649.40 |
| Family doctor | CHF 677.00 | CHF 667.80 |
| HMO practice | CHF 677.00 | — |
| Free choice of doctor | CHF 769.30 | CHF 733.80 |
How they moved in this region
Against 2025, Visana moves by + 7.0 % and Mutuel by + 3.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.