Visana or Mutuel in Region 2 of canton Valais?
In Region 2, Visana is CHF 258.00 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 456.60 a month, Mutuel to CHF 478.10. The gap is CHF 258.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Visana is worth CHF 603.60 more a year. Agrisano
Where they stand in the region
Visana ranks 18 and Mutuel ranks 21, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 597.50 | CHF 569.10 | + 28.40 |
| 500 | CHF 590.80 | CHF 557.60 | + 33.20 |
| 1'000 | CHF 556.70 | CHF 528.60 | + 28.10 |
| 1'500 | CHF 527.50 | CHF 499.10 | + 28.40 |
| 2'000 | CHF 498.30 | CHF 470.10 | + 28.20 |
| 2'500 | CHF 469.20 | CHF 441.10 | + 28.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Mutuel |
|---|---|---|
| Other model | CHF 456.60 | CHF 478.10 |
| Family doctor | CHF 507.90 | CHF 517.90 |
| HMO practice | CHF 507.90 | CHF 500.80 |
| Free choice of doctor | CHF 597.50 | CHF 569.10 |
How they moved in this region
Against 2025, Visana moves by + 2.0 % and Mutuel by + 6.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.