Visana or Mutuel in Region 1 of canton Vaud?
In Region 1, Visana is CHF 147.60 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 605.20 a month, Mutuel to CHF 617.50. The gap is CHF 147.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to Visana is worth CHF 421.20 more a year. Atupri
Where they stand in the region
Visana ranks 14 and Mutuel ranks 15, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 729.10 | CHF 718.00 | + 11.10 |
| 500 | CHF 722.40 | CHF 706.50 | + 15.90 |
| 1'000 | CHF 688.30 | CHF 677.50 | + 10.80 |
| 1'500 | CHF 659.10 | CHF 648.00 | + 11.10 |
| 2'000 | CHF 629.90 | CHF 619.00 | + 10.90 |
| 2'500 | CHF 600.80 | CHF 590.00 | + 10.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Mutuel |
|---|---|---|
| Other model | CHF 605.20 | CHF 617.50 |
| HMO practice | CHF 605.20 | CHF 631.90 |
| Family doctor | CHF 641.70 | CHF 653.40 |
| Free choice of doctor | CHF 729.10 | CHF 718.00 |
How they moved in this region
Against 2025, Visana moves by + 3.0 % and Mutuel by + 3.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.