Visana or Mutuel in Region 2 of canton Vaud?
In Region 2, Mutuel is CHF 4.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 580.50 a month, Visana to CHF 580.90. The gap is CHF 4.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to Mutuel is worth CHF 518.40 more a year. Assura-Basis
Where they stand in the region
Visana ranks 18 and Mutuel ranks 17, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 699.80 | CHF 675.00 | + 24.80 |
| 500 | CHF 693.10 | CHF 663.50 | + 29.60 |
| 1'000 | CHF 659.00 | CHF 634.50 | + 24.50 |
| 1'500 | CHF 629.80 | CHF 605.00 | + 24.80 |
| 2'000 | CHF 600.60 | CHF 576.00 | + 24.60 |
| 2'500 | CHF 571.50 | CHF 547.00 | + 24.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Mutuel |
|---|---|---|
| Other model | CHF 580.90 | CHF 580.50 |
| HMO practice | CHF 580.90 | CHF 594.00 |
| Family doctor | CHF 615.90 | CHF 614.20 |
| Free choice of doctor | CHF 699.80 | CHF 675.00 |
How they moved in this region
Against 2025, Visana moves by + 3.0 % and Mutuel by + 3.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.