Visana or ÖKK in Region 1 of canton Basel-Landschaft?
In Region 1, ÖKK is CHF 382.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 560.70 a month, Visana to CHF 592.60. The gap is CHF 382.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to ÖKK is worth CHF 28.80 more a year. Sanitas
Where they stand in the region
Visana ranks 12 and ÖKK ranks 4, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 693.00 | CHF 630.00 | + 63.00 |
| 500 | CHF 686.30 | CHF 618.40 | + 67.90 |
| 1'000 | CHF 652.20 | CHF 589.20 | + 63.00 |
| 1'500 | CHF 623.00 | CHF 560.00 | + 63.00 |
| 2'000 | CHF 593.80 | CHF 530.90 | + 62.90 |
| 2'500 | CHF 564.70 | CHF 501.70 | + 63.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | ÖKK |
|---|---|---|
| HMO practice | CHF 592.60 | CHF 560.70 |
| Family doctor | CHF 609.90 | CHF 567.00 |
| Other model | CHF 616.80 | CHF 567.00 |
| Free choice of doctor | CHF 693.00 | CHF 630.00 |
How they moved in this region
Against 2025, Visana moves by + 5.8 % and ÖKK by + 4.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.