Visana or ÖKK?
Basic benefits are identical at Visana and ÖKK — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
ÖKK is cheaper in 26 of 42 premium regions.
On average, ÖKK costs CHF 170 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Visana | ÖKK | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 494.00 | CHF 500.30 | CHF -6.30 |
| Appenzell Innerrhoden | single | CHF 404.50 | CHF 367.20 | +CHF 37.30 |
| Appenzell Ausserrhoden | single | CHF 472.40 | CHF 436.80 | +CHF 35.60 |
| Bern | 1 | CHF 540.10 | CHF 585.20 | CHF -45.10 |
| Bern | 2 | CHF 493.60 | CHF 503.40 | CHF -9.80 |
| Bern | 3 | CHF 465.50 | CHF 477.00 | CHF -11.50 |
| Basel-Landschaft | 1 | CHF 592.60 | CHF 560.70 | +CHF 31.90 |
| Basel-Landschaft | 2 | CHF 525.50 | CHF 520.70 | +CHF 4.80 |
| Basel-Stadt | single | CHF 630.40 | CHF 610.80 | +CHF 19.60 |
| Fribourg | 1 | CHF 508.60 | CHF 520.20 | CHF -11.60 |
| Fribourg | 2 | CHF 465.20 | CHF 477.90 | CHF -12.70 |
| Geneva | single | CHF 688.40 | CHF 656.80 | +CHF 31.60 |
| Glarus | single | CHF 452.80 | CHF 477.00 | CHF -24.20 |
| Grisons | 1 | CHF 514.60 | CHF 463.50 | +CHF 51.10 |
| Grisons | 2 | CHF 484.30 | CHF 435.60 | +CHF 48.70 |
| Grisons | 3 | CHF 445.90 | CHF 425.70 | +CHF 20.20 |
| Jura | single | CHF 552.30 | CHF 601.30 | CHF -49.00 |
| Lucerne | 1 | CHF 529.70 | CHF 481.40 | +CHF 48.30 |
| Lucerne | 2 | CHF 485.30 | CHF 458.50 | +CHF 26.80 |
| Lucerne | 3 | CHF 485.30 | CHF 446.20 | +CHF 39.10 |
| Neuchâtel | single | CHF 554.20 | CHF 607.50 | CHF -53.30 |
| Nidwalden | single | CHF 416.80 | CHF 427.20 | CHF -10.40 |
| Obwalden | single | CHF 421.20 | CHF 427.20 | CHF -6.00 |
| St. Gallen | 1 | CHF 541.30 | CHF 485.80 | +CHF 55.50 |
| St. Gallen | 2 | CHF 514.30 | CHF 455.90 | +CHF 58.40 |
| St. Gallen | 3 | CHF 505.00 | CHF 447.10 | +CHF 57.90 |
| Schaffhausen | 1 | CHF 500.80 | CHF 480.30 | +CHF 20.50 |
| Schaffhausen | 2 | CHF 455.20 | CHF 448.10 | +CHF 7.10 |
| Solothurn | single | CHF 493.00 | CHF 514.20 | CHF -21.20 |
| Schwyz | single | CHF 485.40 | CHF 441.80 | +CHF 43.60 |
| Thurgau | single | CHF 504.60 | CHF 464.70 | +CHF 39.90 |
| Ticino | 1 | CHF 683.80 | CHF 637.80 | +CHF 46.00 |
| Ticino | 2 | CHF 677.00 | CHF 574.20 | +CHF 102.80 |
| Uri | single | CHF 411.00 | CHF 413.30 | CHF -2.30 |
| Vaud | 1 | CHF 605.20 | CHF 594.00 | +CHF 11.20 |
| Vaud | 2 | CHF 580.90 | CHF 567.00 | +CHF 13.90 |
| Valais | 1 | CHF 488.30 | CHF 499.50 | CHF -11.20 |
| Valais | 2 | CHF 456.60 | CHF 432.00 | +CHF 24.60 |
| Zug | single | CHF 340.70 | CHF 379.40 | CHF -38.70 |
| Zurich | 1 | CHF 580.90 | CHF 556.30 | +CHF 24.60 |
| Zurich | 2 | CHF 495.50 | CHF 496.70 | CHF -1.20 |
| Zurich | 3 | CHF 462.70 | CHF 453.10 | +CHF 9.60 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.