Visana or ÖKK in Region 2 of canton Bern?
In Region 2, Visana is CHF 117.60 a year cheaper than ÖKK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 493.60 a month, ÖKK to CHF 503.40. The gap is CHF 117.60 a year, 300-franc deductible, accident cover included.
What the question hides
Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Visana ranks 1 and ÖKK ranks 3, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 587.50 | CHF 572.00 | + 15.50 |
| 500 | CHF 580.80 | CHF 560.40 | + 20.40 |
| 1'000 | CHF 546.70 | CHF 531.20 | + 15.50 |
| 1'500 | CHF 517.50 | CHF 502.00 | + 15.50 |
| 2'000 | CHF 488.30 | CHF 472.90 | + 15.40 |
| 2'500 | CHF 459.20 | CHF 443.70 | + 15.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | ÖKK |
|---|---|---|
| HMO practice | CHF 493.60 | CHF 503.40 |
| Other model | CHF 505.30 | CHF 514.80 |
| Family doctor | CHF 527.60 | CHF 514.80 |
| Free choice of doctor | CHF 587.50 | CHF 572.00 |
How they moved in this region
Against 2025, Visana moves by + 6.7 % and ÖKK by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.