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Visana or ÖKK in Region 2 of canton Grisons?

In Region 2, ÖKK is CHF 584.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

ÖKK comes down to CHF 435.60 a month, Visana to CHF 484.30. The gap is CHF 584.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to ÖKK is worth CHF 211.20 more a year. Agrisano

Where they stand in the region

Visana ranks 19 and ÖKK ranks 2, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleVisanaÖKKGap
300CHF 576.50CHF 484.00+ 92.50
500CHF 569.80CHF 472.40+ 97.40
1'000CHF 535.70CHF 443.20+ 92.50
1'500CHF 506.50CHF 414.00+ 92.50
2'000CHF 477.30CHF 384.90+ 92.40
2'500CHF 448.20CHF 355.70+ 92.50

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelVisanaÖKK
Family doctorCHF 484.30CHF 435.60
HMO practiceCHF 484.30CHF 435.60
Other modelCHF 490.10CHF 435.60
Free choice of doctorCHF 576.50CHF 484.00

How they moved in this region

Against 2025, Visana moves by + 2.8 % and ÖKK by + 5.4 % in this region.

Visana, ÖKK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.