Visana or ÖKK in Region 1 of canton Ticino?
In Region 1, ÖKK is CHF 552.00 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 637.80 a month, Visana to CHF 683.80. The gap is CHF 552.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to ÖKK is worth CHF 646.80 more a year. Agrisano
Where they stand in the region
Visana ranks 18 and ÖKK ranks 12, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 819.80 | CHF 733.00 | + 86.80 |
| 500 | CHF 813.10 | CHF 721.40 | + 91.70 |
| 1'000 | CHF 779.00 | CHF 692.20 | + 86.80 |
| 1'500 | CHF 749.80 | CHF 663.00 | + 86.80 |
| 2'000 | CHF 720.60 | CHF 633.90 | + 86.70 |
| 2'500 | CHF 691.50 | CHF 604.70 | + 86.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | ÖKK |
|---|---|---|
| HMO practice | CHF 683.80 | CHF 637.80 |
| Other model | CHF 721.50 | CHF 670.70 |
| Family doctor | CHF 721.50 | CHF 659.70 |
| Free choice of doctor | CHF 819.80 | CHF 733.00 |
How they moved in this region
Against 2025, Visana moves by + 7.0 % and ÖKK by + 6.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.