Visana or ÖKK in Region 1 of canton Vaud?
In Region 1, ÖKK is CHF 134.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 594.00 a month, Visana to CHF 605.20. The gap is CHF 134.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to ÖKK is worth CHF 286.80 more a year. Atupri
Where they stand in the region
Visana ranks 14 and ÖKK ranks 11, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 729.10 | CHF 660.00 | + 69.10 |
| 500 | CHF 722.40 | CHF 648.40 | + 74.00 |
| 1'000 | CHF 688.30 | CHF 619.20 | + 69.10 |
| 1'500 | CHF 659.10 | CHF 590.00 | + 69.10 |
| 2'000 | CHF 629.90 | CHF 560.90 | + 69.00 |
| 2'500 | CHF 600.80 | CHF 531.70 | + 69.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | ÖKK |
|---|---|---|
| Other model | CHF 605.20 | CHF 610.50 |
| HMO practice | CHF 605.20 | CHF 627.00 |
| Family doctor | CHF 641.70 | CHF 594.00 |
| Free choice of doctor | CHF 729.10 | CHF 660.00 |
How they moved in this region
Against 2025, Visana moves by + 3.0 % and ÖKK by + 2.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.