Visana or ÖKK in Region 2 of canton Vaud?
In Region 2, ÖKK is CHF 166.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 567.00 a month, Visana to CHF 580.90. The gap is CHF 166.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to ÖKK is worth CHF 356.40 more a year. Assura-Basis
Where they stand in the region
Visana ranks 18 and ÖKK ranks 16, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 699.80 | CHF 630.00 | + 69.80 |
| 500 | CHF 693.10 | CHF 618.40 | + 74.70 |
| 1'000 | CHF 659.00 | CHF 589.20 | + 69.80 |
| 1'500 | CHF 629.80 | CHF 560.00 | + 69.80 |
| 2'000 | CHF 600.60 | CHF 530.90 | + 69.70 |
| 2'500 | CHF 571.50 | CHF 501.70 | + 69.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | ÖKK |
|---|---|---|
| Other model | CHF 580.90 | CHF 582.80 |
| HMO practice | CHF 580.90 | CHF 598.50 |
| Family doctor | CHF 615.90 | CHF 567.00 |
| Free choice of doctor | CHF 699.80 | CHF 630.00 |
How they moved in this region
Against 2025, Visana moves by + 3.0 % and ÖKK by + 2.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.