Visana in the canton of Appenzell Ausserrhoden — 2026 premiums
Visana covers the 20 municipalities of the canton of Appenzell Ausserrhoden. Its lowest adult premium there is CHF 472.40 a month, with a 300-franc deductible and accident cover included.
Where it stands
Visana ranks 15 out of 23 active insurers in the canton of Appenzell Ausserrhoden, cheapest to dearest.
The cantonal average across all insurers is CHF 476.90 a month.
What switching would save you
Moving from Visana to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 721.20 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Appenzell Ausserrhoden
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| Region 0 | 20 | Bühler, Gais, Grub (AR), Heiden | CHF 472.40 |
The models offered by Visana
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — Combi Care | CHF 472.40 |
| Family doctor — Med Direct | CHF 483.60 |
| HMO practice — Managed Care | CHF 483.60 |
| Free choice of doctor — Grundversicherung | CHF 562.30 |
The twelve years, year by year
Since 2015, the lowest Visana premium here has moved by +69.0 %, against +74.7 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region sana24 belongs to the same group as the insurer above — Visana — and costs CHF 14.40 less per year, for cover the law defines word for word the same way. CHF 471.20
- In this region Galenos belongs to the same group — Visana — and costs CHF 192.00 more per year. You are already on the right side. CHF 488.40
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Appenzell Ausserrhoden
23 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 412.30 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 436.80 | View |
| KPT Caisse-maladie SA | CHF 444.00 | View |
| EGK Grundversicherungen AG | CHF 447.90 | View |
| Sanitas Grundversicherungen AG | CHF 448.65 | View |
| SWICA Assurance-maladie SA | CHF 454.60 | View |
| Aquilana Versicherungen | CHF 456.10 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 456.20 | View |
| Vivao Sympany SA | CHF 459.40 | View |
| rhenusana | CHF 462.60 | View |
| Assura-Basis SA | CHF 462.60 | View |
| Helsana Assurances SA | CHF 468.30 | View |
| sana24 AG | CHF 471.20 | View |
| Sumiswalder Krankenkasse | CHF 471.80 | View |
| CSS Assurance-maladie SA | CHF 475.20 | View |
| Galenos AG | CHF 488.40 | View |
| vita surselva | CHF 489.00 | View |
| Avenir Assurance Maladie SA | CHF 498.40 | View |
| Philos Assurance Maladie SA | CHF 525.40 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 535.00 | View |
| Mutuel Assurance Maladie SA | CHF 558.50 | View |
| Atupri Assurance de la santé SA | CHF 573.90 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.