KVF in the canton of Vaud
KVF disappeared from the official file after 2021. In the canton of Vaud its last known premium was CHF 490.00 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Assura-Basis, at CHF 537.30 a month. That is the price a former KVF policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 575.16: someone who does not compare pays CHF 454.32 more per year.
What it had done with its prices
Between 2016 and 2021, the lowest KVF premium went from CHF 425.50 to CHF 490.00 a month — a rise of +15.2 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2016 | CHF 425.50 | CHF 340.00 |
| 2017 | CHF 446.80 | CHF 364.30 |
| 2018 | CHF 480.10 | CHF 391.80 |
| 2019 | CHF 476.90 | CHF 422.60 |
| 2020 | CHF 490.00 | CHF 415.00 |
| 2021 | CHF 490.00 | CHF 406.50 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KVF, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.