KLuG no longer exists
KLuG disappeared from the official FOPH file after 2025. Its last known premium was CHF 395.95 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 335.10 a month. That is the price a former KLuG policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 395.98: someone who does not compare pays CHF 730.56 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest KLuG premium went from CHF 284.15 to CHF 395.95 a month — a rise of +39.4 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 284.15 | CHF 227.80 |
| 2016 | CHF 328.45 | CHF 237.30 |
| 2017 | CHF 354.75 | CHF 255.00 |
| 2018 | CHF 354.75 | CHF 260.00 |
| 2019 | CHF 354.75 | CHF 280.20 |
| 2020 | CHF 354.75 | CHF 285.90 |
| 2021 | CHF 319.30 | CHF 272.10 |
| 2022 | CHF 319.30 | CHF 278.10 |
| 2023 | CHF 338.45 | CHF 310.60 |
| 2024 | CHF 370.75 | CHF 329.60 |
| 2025 | CHF 395.95 | CHF 345.60 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KLuG, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.