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Sophie

Provita in the canton of Appenzell Innerrhoden

Provita disappeared from the official file after 2023. In the canton of Appenzell Innerrhoden its last known premium was CHF 376.00 a month, for an adult with a CHF 300 deductible and accident cover.

What it costs today

In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 353.50 a month. That is the price a former Provita policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.

The market average there is CHF 400.33: someone who does not compare pays CHF 561.96 more per year.

What it had done with its prices

Between 2015 and 2023, the lowest Provita premium went from CHF 280.50 to CHF 376.00 a month — a rise of +34.1 %. The table below places it next to the cheapest insurer in the same place, year by year.

YearThis insurerThe cheapest
2015CHF 280.50CHF 236.30
2016CHF 280.20CHF 249.50
2017CHF 305.80CHF 272.50
2018CHF 333.60CHF 282.40
2019CHF 364.90CHF 280.20
2020CHF 364.90CHF 285.90
2021CHF 364.90CHF 272.10
2022CHF 364.90CHF 278.10
2023CHF 376.00CHF 310.60

Where did the portfolio go?

We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.

Provita, canton by canton

Other insurers that closed

Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.