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Aquilana CASAMED — Appenzell Ausserrhoden

Appenzell Ausserrhoden: the CASAMED model from Aquilana costs CHF 482.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 482.20, CASAMED is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CASAMED costs CHF 502.80 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 482.20CHF 448.50
500CHF 470.60CHF 437.70
1'000CHF 441.40CHF 410.60
1'500CHF 412.30CHF 383.50
2'000CHF 383.10CHF 356.30
2'500CHF 353.90CHF 329.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 356.90CHF 332.00
500CHF 345.30CHF 321.20
1'000CHF 316.10CHF 294.00
1'500CHF 287.00CHF 267.00
2'000CHF 257.80CHF 239.80
2'500CHF 229.90CHF 213.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 111.00CHF 103.30
100CHF 105.20CHF 97.90
200CHF 99.40CHF 92.50
300CHF 93.60CHF 87.10
400CHF 87.70CHF 81.60
500CHF 81.90CHF 76.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.