Aquilana CASAMED — Region 3, Lucerne
Region 3, Lucerne: the CASAMED model from Aquilana costs CHF 471.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 471.70, CASAMED is not the lowest premium here: Agrisano goes down to CHF 414.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CASAMED costs CHF 559.20 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 471.70 | CHF 438.70 |
| 500 | CHF 460.10 | CHF 427.90 |
| 1'000 | CHF 430.90 | CHF 400.80 |
| 1'500 | CHF 401.80 | CHF 373.70 |
| 2'000 | CHF 372.60 | CHF 346.60 |
| 2'500 | CHF 343.40 | CHF 319.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 349.10 | CHF 324.70 |
| 500 | CHF 337.50 | CHF 313.90 |
| 1'000 | CHF 308.30 | CHF 286.80 |
| 1'500 | CHF 279.20 | CHF 259.70 |
| 2'000 | CHF 250.00 | CHF 232.50 |
| 2'500 | CHF 221.40 | CHF 206.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.50 | CHF 101.00 |
| 100 | CHF 102.70 | CHF 95.60 |
| 200 | CHF 96.90 | CHF 90.20 |
| 300 | CHF 91.10 | CHF 84.80 |
| 400 | CHF 85.20 | CHF 79.30 |
| 500 | CHF 79.40 | CHF 73.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.