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FeminaVita or PreventoMed — Region 1, Lucerne

Region 1, Lucerne: with Assura-Basis, FeminaVita costs CHF 525.90 a month in 2026 and PreventoMed CHF 525.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here FeminaVita and PreventoMed cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

FeminaVita and PreventoMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FeminaVita

    Family doctor

    You pick a family doctor and always go to them first.

  • PreventoMed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFeminaVitaPreventoMedGap per year
300CHF 525.90CHF 525.90
500CHF 514.30CHF 514.30
1'000CHF 485.10CHF 485.10
1'500CHF 455.90CHF 455.90
2'000CHF 426.80CHF 426.80
2'500CHF 397.60CHF 397.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.