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FeminaVita or PreventoMed — Region 3, Lucerne

Region 3, Lucerne: with Assura-Basis, FeminaVita costs CHF 472.60 a month in 2026 and PreventoMed CHF 472.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here FeminaVita and PreventoMed cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

FeminaVita and PreventoMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FeminaVita

    Family doctor

    You pick a family doctor and always go to them first.

  • PreventoMed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFeminaVitaPreventoMedGap per year
300CHF 472.60CHF 472.60
500CHF 461.00CHF 461.00
1'000CHF 431.80CHF 431.80
1'500CHF 402.60CHF 402.60
2'000CHF 373.50CHF 373.50
2'500CHF 344.30CHF 344.30

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.