Assura-Basis Hausspital — Aargau
Aargau: the Hausspital model from Assura-Basis costs CHF 544.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 544.90, Hausspital is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausspital costs CHF 343.20 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 544.90 | CHF 506.80 |
| 500 | CHF 533.30 | CHF 496.00 |
| 1'000 | CHF 504.10 | CHF 468.90 |
| 1'500 | CHF 474.90 | CHF 441.70 |
| 2'000 | CHF 445.80 | CHF 414.60 |
| 2'500 | CHF 416.60 | CHF 387.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 408.70 | CHF 380.10 |
| 500 | CHF 397.10 | CHF 369.40 |
| 1'000 | CHF 367.90 | CHF 342.20 |
| 1'500 | CHF 338.70 | CHF 315.00 |
| 2'000 | CHF 309.60 | CHF 288.00 |
| 2'500 | CHF 280.40 | CHF 260.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.20 | CHF 102.50 |
| 100 | CHF 104.40 | CHF 97.10 |
| 200 | CHF 98.60 | CHF 91.70 |
| 300 | CHF 92.70 | CHF 86.30 |
| 400 | CHF 86.90 | CHF 80.90 |
| 500 | CHF 81.10 | CHF 75.50 |
| 600 | CHF 75.20 | CHF 70.00 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.