Assura-Basis Hausspital — Basel-Stadt
Basel-Stadt: the Hausspital model from Assura-Basis costs CHF 576.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 576.10, Hausspital is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausspital costs CHF 1'171.20 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 576.10 | CHF 535.80 |
| 500 | CHF 564.50 | CHF 525.00 |
| 1'000 | CHF 535.30 | CHF 497.90 |
| 1'500 | CHF 506.10 | CHF 470.70 |
| 2'000 | CHF 477.00 | CHF 443.70 |
| 2'500 | CHF 447.80 | CHF 416.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 426.40 | CHF 396.60 |
| 500 | CHF 414.80 | CHF 385.80 |
| 1'000 | CHF 385.60 | CHF 358.70 |
| 1'500 | CHF 356.40 | CHF 331.50 |
| 2'000 | CHF 327.30 | CHF 304.40 |
| 2'500 | CHF 298.10 | CHF 277.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 137.80 | CHF 128.20 |
| 100 | CHF 132.00 | CHF 122.80 |
| 200 | CHF 126.20 | CHF 117.40 |
| 300 | CHF 120.30 | CHF 111.90 |
| 400 | CHF 114.50 | CHF 106.50 |
| 500 | CHF 108.70 | CHF 101.10 |
| 600 | CHF 102.80 | CHF 95.70 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.